Terms of Service

1. Agreement to Terms

By accessing or using IMA Planner (PlannerX.com), you agree to be bound by these Terms of Service.

2. Products and Services

IMA Planner sells digital planning templates and spreadsheets for Google Sheets and Microsoft Excel. All products are delivered digitally via instant download.

3. Intellectual Property

All content, designs, templates, and materials are the intellectual property of IMA Planner. Purchasing grants a personal, non-transferable license. You may not resell, redistribute, or share purchased templates.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and providing accurate information.

5. Pricing and Payment

All prices are in USD. Payment is processed securely through third-party processors. We do not store payment card details.

6. Digital Product Delivery

Upon successful payment, you receive immediate access to download your purchased templates via email and account dashboard.

7. Prohibited Uses

You may not resell templates, use automated systems to access our site, or use products for unlawful purposes.

8. Limitation of Liability

IMA Planner is not liable for indirect, incidental, or consequential damages. Templates are provided “as is.”

9. Governing Law

These terms are governed by applicable law. Disputes will be resolved through binding arbitration.

10. Contact

Email: support@PlannerX.com